Play Now & Pay Later VS. Pay Now & Play Later

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“I’ve never known a man worth his salt who in the long run, deep down in his heart, didn’t appreciate the grind and the discipline. I firmly believe that any man’s finest hour — this greatest fulfillment to all he holds dear — is that moment when he has worked his heart out in a good cause and lies exhausted on the field of battle — victorious.” — Vince Lombardi

This isn’t rocket science now folks. There are two paths that people can take. They can either play now and pay later, or pay now and play later. Regardless of the choice, one thing is certain. Life will demand a payment.

There’s a war going on inside, outside, on social media, in front of our very own eyes and between some of our best friends. That war’s between what people are saying, doing and the actions they either are or are not taking. And to be completely honest, I’ve found myself experiencing this same battle too. I’d be foolish to say that I haven’t. However, I’ve taken the path of most resistance by paying for it now in order to play later.

And, when I say play later, allow me to define what I mean by that. Play for me is the ability to have time & financial freedom. The time to spend with the people I love the most, which are my mother & father. Financial freedom being free from the high debt burden myself & our society faces. In addition to that, the resources to provide for my parents in their remaining working years, as well as years of retirement. Yes, I said both because we can have both time & financial freedom. It’s simply a matter of freeing ourselves from the shackles around our hands & feet.

So, why do people continue to take the wrong approach, follow the rules & have too much fun on the weekends to compensate for the “work we’ve done” Monday through Friday?

The majority of society pursues these means in an outdated way, in an antiquated model, and under the notion that what their parents did will work for them too. Unfortunately, that approach won’t work in our 21st century economy and here’s why.

First off we’re in the middle of four major shifts right now & they’re occurring at such a massive scale that we cannot stop them from their tipping points. 1) Retailing shift, 2) Attention shift, 3) Communication shift and 4) “Earn a living” shift.

For the past 2 years now, I’ve been thoroughly convinced that entrepreneurship is the new job market. In 2016, over 91,000,000 1099 Tax Forms were issued. That’s over a quarter of the population choosing to work independently for themselves! (taking into account the 2015 population of 321 million)

Way too many people are asking themselves, “Where am I going to have dinner tonight and what am I going to drink?”, “Which club are we going to?” and “Which games are we going to play at the casino tonight?” The inability to delay short term gratification is slowly but surely hurting our society.

Did I personally have those thoughts 2 and 3 years ago? Of course but that’s when I was irrational, arrogant, hard-headed, young and inexperienced in life. Looking back on those days, and as I get older, I recognize that’s not what I truly wanted for myself. It’s as if I was trying to impress someone or other friends of mine by painting a picture that wasn’t true or clear. I simply want more people to recognize there’s more to life than a quick weekend house or beach party or summertime cookout. Those are great and all but why not put those things off for awhile to one day do them on our own time, our own terms, practically wherever we want and with whomever we see fit.

We can either dance in desire tonight or we can burn in love a few years from now. We’ve got to ask ourselves, what do we want & why? What do we want to live for? Who do we want to love? What do we want to learn? And, what type of legacy do we want to leave for generations to come?

Later on in life I would like my children to realize that there is no such thing as a “free lunch” and that life is not a gift — it is an investment. The sooner they can take control of their desires and submit them to life’s demands, the more successful they will become.

I also want my parents to be proud of the sacrifices I made and what I’ve put off on the back-burner for myself but more importantly for them. As an example, next week is their 31st wedding anniversary and they invited me to go down to the beach with them in New Jersey. It sounds like a perfect opportunity! Lay on the hot beach, drink ice cold Corona’s, soak in the sun and enjoy wonderful seafood dinners at night. However, I have business and a two-day seminar to attend in Las Vegas, Nevada so it’s simply another sacrifice to be made. At least I remembered to get my Dad a father’s day card this year, right?

In all seriousness, successful people are willing to do things unsuccessful people will not do. How many times have we heard that? Successful people are going to sacrifice a few years of their life now so they may get them back tenfold in the years to come. Conversely, unsuccessful people are the ones playing now on the weekends instead of paying their time forward. My example that makes a difference is this issue of being character driven instead of emotion driven. This is what I mean:

  • do right, then feel good
  • are commitment driven
  • make principle-based decisions
  • let action control attitude
  • believe it, then see it
  • create momentum
  • ask, “What are my responsibilities?”
  • continue when problems arise
  • are steady
  • are leaders
  • feel good, then do right
  • are convenience driven
  • make popular based decisions
  • let attitude control action
  • see it, then believe it
  • wait for momentum
  • ask, “What are my rights?”
  • easily quit when problems arise
  • are moody
  • are followers
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We must have a clearer and sharpened focus on creating the lives we want for ourself, our family, our future families family and for generations to come. If we seriously want the life’s we desire and dream of how about we put the blinders on for a few years, create assets out of the greatest technology shift and perfect storm our generation’s ever witnessed and recognize the bountiful opportunities of the world we live in.

If not, well we wish the skeptics & doubters the best of luck dealing with life’s they most definitely do not want to have. I don’t mean that in a negative way. I simply want to impress upon others the mindset and shift it’ll take to get you from point A to point B if that’s truly what you want out of life.

When we have the courage to chase our dreams, we inspire others to chase theirs too. I forget who said this to me once but it went something like this, “Don’t ever give up because you never know who you’re inspiring.” My goal’s always to relate with at least one or two or three of my readers ; ) I honestly hope your life’s path is fruitful and you realize the resistance is for the best.

My Very Best,

Donovan Vogel

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Philadelphia based teaching financial literacy | Prospering all other hours | Writer | Lifter | Reader | Traveler | Freedom & Wellness

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